Home Inspections: What Types Are There?

Professional home inspectors examine existing homes using professional standards as a measure to accurately report their condition to parties involved in a real estate transaction.

There are many types of property inspections offered by home inspectors, depending on your needs.  These include:

• Pre-Listing Inspections
• Pre-Purchase Inspections
• New Construction Inspections
• HUD/FHA Inspections
• Multiunit Inspections
• Annual Maintenance Checkup

When purchasing a home, many home buyers have saved literally thousands of dollars through information provided by the home inspector.  Home owners who have owned their homes for several years can even benefit from a home inspector's knowledge of maintenance and repairs, and experience to avert potential problems.  In many areas where disasters have occurred, homeowners have relied on inspectors to help them identify any damage resulting from storms, earthquakes, etc., some of which could be hidden if you're not trained to look for them.

Talk to us about home inspections.  We'll help you decide what type of inspection is right for you, depending on your circumstances.

Have you ever purchased a home without getting the recommended home inspection done prior to buying?  Leave us your comment if you've had a good or bad experience concerning home inspections.  We'd love to hear from you.  Your email address will never be published here, so your privacy is maintained.

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A Quick Home Inspection Checklist

With home prices dropping in many areas, home inspectors are finding more and more homes which are less maintained today than they were in the past.  Home buyers are cautioned to keep this in mind when searching for a home, and use this quick home inspection list as a reference when looking at property:

EXTERIOR
Check the operation of the windows and screens?
Has water been stopped from accumulating near the building?
Check doors, decks, siding, windows & fences for damage / deterioration?
Are there any signs of water infiltration from the roof, siding or windows?
Are there any signs of gutter or downspout problems?
Are the downspouts discharging water away from the foundation?
Has the soil around the home been pitched away from the foundation?

INTERIOR
Have all the areas listed in the home inspection report as inaccessible or not traversed been accessed & professionally inspected to determine if defects exist?
Do the garage doors and their openers function?
Was the reversing devices for the garage door openers tested?
Did you find out why any stains or cracks on any of the walls or ceilings that have become larger or have appeared since the time of the home inspection?    
Have all cracked windows or mirrors been repaired?
Have all the clouded double pane windows been replaced?
Are all the permanently installed fixtures or appliances been in place and in good condition?
Are there any signs of birds, rodents or animals?
Has any damage to damage to the walls, floor or ceilings been repaired?

PLUMBING
Do the plumbing fixture faucets leak or drip?
Are the plumbing fixtures chipped or damaged?
Was water for a time through all plumbing fixtures and check for leakage?    
Was water for a time through all plumbing fixtures and check for stoppage?

ELECTRICAL
Are all the light fixtures are all in place?
Do the light fixtures, switches and receptacles all function?
Does the door bell work?

HEATING AND COOLING
Do the thermostat, heating and cooling systems function?
Is there adequate air flow through the heating and cooling registers?
Did all the radiators or convectors get warm in a reasonable amount of time?

KITCHEN
Do all the appliances function properly?
Are the counter tops or cabinets damaged?
Do the cabinets and drawers operate?

In the end, remember, never buy a home without having a professional home inspector review things under the microscope.

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Home Inspections - What You Must know

So you've found the house you think you want to purchase, now you need to make certain to have the home properly inspected.  If you are planning on getting a mortgage loan, the lender will require an appraisal.  Keep in mind that an appraisal is not the same as a home inspection.  An appraisal helps the lender determine whether or not your home purchase is a smart investment, an inspection will help you find out if there are any problems with the home that need to be addressed before you complete the transaction.

If you do discover problems with the home, these issues should be addressed before you sign any agreements to purchase the home.  For example, you might negotiate a lower price for the home because of the problems it has.  Or, you may negotiate to complete the purchase only after the current homeowner has remedied the problems.

There are several different types of additional inspections you'll need to have completed before you can close on the house.  For example, the house will need to pass a termite inspection, a structural inspection, and an inspection of the well and the septic if you do not receive city services.  If the home does not pass these inspections, the lender likely will not go through with the loan.

Whatver you do, never ever ever let anyone talk you out of obtaining a complete home inspection before you hand over your hard earned money to buy real estate.

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Home Inspections: For New Homes Too!

 

There are a lot of different things that need to be inspected upon the purchase of a new home.  A common misconception by many home buyers is that simply because their home is newly constructed an inspection is unnecessary.  Nothing could be farther from the truth.  New homes require an inspection just as much as any older home, and they have a special set of considerations that need to be examined.  Home inspectors are part of the buying and selling process for the protection of the buyer and it is the buyer who is responsible for arranging their own inspection.  If sellers (or in this case, builders) are hesitant to have their home inspected or try to convince you to skip the inspection then you could have a serious concern on your hands.  What are they trying to hide?  Never buy a home (new or used) without having a full inspection performed.

 

Home inspectors are trained to find things that could be huge issues to the home buyer.  Typically they are concerned with the vital systems that are essential to the proper operation of the home.  Systems like plumbing pipes and fixtures, the electrical system, septic system (if there is one) are all checked for wear & tear, quality and proper installation.  The foundation needs to be examined for cracks and stress fractures.  This kind of imperfection in the home's structure can be quite dangerous and expensive to repair.  However if left unattended to it can cause huge problems later on in the home's life.

 

Mold is another issue altogether and most home inspectors are not properly educated in the identification of and dealing with the various kinds of mold that can be found in homes.  In fact, the best method of finding out about mold in the home is to hire a professional mold specialist.  These professionals are trained in the identification of various forms of mold and can better inform you on what kinds of mold are harmful to your health as well as the correct ways to remove the mold so it does not take hold in your home again.

 

Always be sure to have any home you are considering purchasing inspected.  It is the only way to ensure that your investment is a wise one and that your family is safe and protected.

 

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